What is a Payday Loan?
A payday loan is a short-term personal loan designed to bridge the gap between now and your next paycheque. At A&G Fast Access Loan Limited, our payday loans are designed for Jamaicans who need fast access to cash — whether it's an unexpected bill, a family emergency, or simply making ends meet before pay day.
How Our Payday Loans Work
We've made the process as straightforward as possible. Here's what to expect when you apply for a payday loan with A&G:
- Apply online in minutes using our secure 6-step application form
- Your dedicated loan officer reviews your application and calls you back
- Once approved, funds are disbursed to your bank account, Lynk, or NCB
- Repayment is typically due at your next payday (2-week term)
- No complicated long-term commitments — clean and simple
Payday Loan Amounts
We offer payday loans from $10,000 JMD up to $45,000 JMD. Amounts in this range use our standard one-time repayment structure — you borrow, we disburse, and you repay in full at the end of your term. Simple as that.
Who Qualifies?
We assess every application individually, but generally you'll need:
- To be employed (full-time, part-time, or self-employed)
- A regular source of income (payslip, bank statement, or business records)
- Valid government-issued ID and TRN
- A Jamaican bank account, Lynk, or NCB account for disbursement
- A guarantor and 2 personal references
Why Choose A&G for Payday Loans?
There are many lenders in Jamaica, but A&G Fast Access Loan Limited stands apart because we prioritise speed, transparency, and real human service. When you apply with us, you're not dealing with a faceless system — you get a dedicated loan officer who manages your application from start to finish.
- Same-day approval possible for complete applications
- Transparent interest rates — no hidden charges
- Serving Kingston and all 14 parishes across Jamaica
- Funds disbursed via bank transfer, Lynk, or NCB
- Friendly team at 53 3/4 Waltham Park Road, Kingston 11
Payday Loan Interest Rates
Our standard interest rate is 25% per loan term. This means if you borrow $20,000 JMD, your total repayment is $25,000 JMD at the end of your 2-week term. All fees are disclosed before you sign — no surprises.
Frequently Asked Questions
Ready to Apply?
Our online application takes about 10 minutes. Have your documents ready and apply now — a loan officer will be in touch shortly.
Apply for a Payday Loan