About Business Loans Kingston Jamaica
We offer business loans from $10,000 to $500,000 JMD. Loans above $45,000 JMD are structured with flexible repayment — weekly or bi-weekly installments — so your cash flow isn't disrupted. We understand the realities of running a Jamaican business.
Who Qualifies?
Business loans are available to registered and informal businesses, sole traders, and self-employed individuals across Jamaica. You'll need to demonstrate consistent income through bank statements or business financial records.
Why Choose A&G?
- Fast funding — approved businesses receive cash within 24 hours
- Flexible repayment aligned to your business cash flow
- No requirement for formal business registration
- Loan officers who understand the Jamaican business landscape
- Serve all 14 parishes — from Kingston to country
Frequently Asked Questions
No. We lend to sole traders, informal businesses, and market vendors as well as registered companies. You'll need to show consistent business income through bank statements or records.
Business loans can be used for inventory, equipment, marketing, renovations, payroll bridging, and other legitimate business expenses.
You'll need ID, TRN, 3 months bank statements or business records, proof of address, and a guarantor. Self-employed applicants should provide as much income documentation as possible.
Complete applications processed during business hours can be approved and disbursed same day. Most business loans are funded within 24 hours.